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Owning a home has many financial benefits. Although homeowners are faced with additional expenses and private mortgage insurance premiums, mortgage interest and property taxes are tax deductible and can save you money in the long run. Owning a home also allows you to put value back into your home and build home equity. With a strong financial history and proper planning, owning a home can be an affordable and worthwhile investment.



Whether you should rent or own greatly depends on your local housing market, financial standing and length of residency. Whereas rent is an out-of-pocket expense, monthly mortgage payments gradually reduce your remaining loan balance. That means with each payment, you will own more of your home, eventually having no payments at all. As a homeowner, you can make all the decisions and know where your money goes. As you decide whether to rent or own, keep in mind that rent prices can increase without your consent, reflecting rising demand and renovation costs. Additionally, mortgage payments can be less expensive than rent payments over time, even with a fluctuation in interest rates.




As the housing market has evolved, so has the purchasing process for first time homebuyers. From loan consultants and online resources to community members and real estate agents, first time homebuyers must do their homework in order to make the most of their investment. Use our site as a guide for mortgage information to simplify your first home buying experience.




To make sure purchasing a home is the right investment for you, we will walk you through the entire mortgage application process until your closing date and help lead you to the home of your dreams.

Blue Sky Mortgage of TN, LLC will:

  • Connect you with a local Blue Sky Mortgage Loan Originator to discuss your short-term and long-term financial goals

  • Reveal the best mortgage loan options to fit your financial needs

  • Make sure you are an informed customer who has collected the required documentation necessary to complete your mortgage application

  • Walk you through your customized mortgage application by phone or online, helping your purchase the home you’ve always wanted.

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